Quick answers (the need-to-know in 60 seconds)
- What is membership based healthcare? A subscription model where you pay a recurring fee for enhanced access to your physician, longer visits, proactive prevention, and care coordination. This model is commonly implemented as concierge medicine (our model) and is distinct from Direct Primary Care (DPC).
- Is Tampa Bay Concierge Doctor a DPC practice? No. We are a concierge medicine practice. Our identity, services, and patient experience are deliberately positioned as concierge medicine not DPC, integrative, or functional medicine. See Brand Positioning below.
- Why is membership based healthcare growing? Patients and physicians want more time together, clearer pricing, and streamlined care. Scholarship notes that concierge models have expanded as traditional primary care faces time constraints and fragmentation.
- Do memberships replace health insurance? No. Membership based healthcare improves access and primary care experience. You should still carry major medical insurance for emergencies, hospitalizations, and services outside your membership.
- What about HSAs in 2026? A new federal law expands HSA compatibility for certain DPC fees beginning January 1, 2026, with dollar caps. This change applies to qualifying DPC arrangements, not concierge medicine memberships like ours. Always confirm with your benefits advisor.
Brand positioning (read this first)
Tampa Bay Concierge Doctor is a concierge medicine practice led by Dr. Khalid Saeed, D.O., with 30+ years in emergency and internal medicine. We deliver premium, membership based healthcare featuring 24/7 direct access, priority scheduling, extended visits, house calls, and a dedicated physician relationship. We do not accept health insurance.
We are not a DPC practice, integrative medicine clinic, or functional medicine practice. When we mention DPC below, it’s only to clarify how concierge medicine differs, never to reframe or rebrand our model.
Contact: 813-773-6715 | Email: info@tampabayconciergedoctor.com Address: 201 E Kennedy Blvd, Suite 415, Tampa, FL 33602
What “membership based healthcare” means without the buzzwords
In membership based healthcare, patients subscribe to a physician’s practice to receive continuous, relationship-centered care. Instead of relying solely on fee-for-service claims and rushed slots, membership fees support time, access, and coordination the core ingredients of good medicine. National professional resources describe two common implementations:
- Concierge medicine (our model): a membership retainer for premium access, navigation, and extended visits; medical services may or may not bill insurance depending on the practice. [1, 2]
- Direct Primary Care (DPC): typically lower monthly fees and no insurance billing for covered primary care services.
Again, our practice is concierge medicine. We do not accept health insurance. We highlight DPC only to explain how membership based healthcare varies across the U.S. landscape.
Why patients choose membership based healthcare
Scholarly and policy discussions point to three recurring themes:
- Time with your doctor: Smaller patient panels enable longer visits and proactive prevention addressing the “hamster wheel” effect in traditional primary care.
- Access when you actually need it: Same/next-day visits, direct communication, and streamlined navigation.
- Clarity: Transparent membership fees reduce uncertainty around common primary care needs.
How membership based healthcare (concierge) differs from the insurance-driven routine
|
Dimension |
Membership based healthcare (Concierge) |
Traditional insurance-based care |
|
Access |
Priority scheduling; direct physician contact; same/next-day care |
Variable access via call centers/portals |
|
Visit length |
Extended, relationship-centric visits |
Shorter, throughput-driven slots |
|
Coordination |
Physician-led navigation and follow-through |
Fragmented; patient-driven |
|
Pricing |
Transparent membership fee |
Copays, deductibles, EOBs, facility fees |
|
Focus |
Prevention, continuity, and personalization |
Episodic, visit-limited encounters |
Notes: Membership based healthcare is a service model. Insurance remains important for emergencies, hospitalizations, and services outside your membership.
Florida’s legal backdrop (for clarity not our identity)
Florida statute recognizes Direct Health Care Agreements and explicitly says such agreements do not constitute insurance if they meet the law’s requirements. This statute is commonly cited when explaining how certain membership models (especially DPC) fit within state insurance rules. Again, this is not to reposition us; it’s here to give regulatory context to readers researching membership based healthcare in Florida.
The 2026 HSA update what it does and doesn’t change
Federal legislation enacted in 2025 broadens HSA compatibility beginning January 1, 2026 to allow HSA funds to pay for qualifying Direct Primary Care (DPC) arrangements, with fee caps (e.g., $150/month individual; $300/month family, indexed).
- This change is about DPC not concierge medicine and it includes technical criteria (for example, that the arrangement covers primary care services for a fixed periodic fee).
- Many concierge membership structures will not qualify under this rule. Patients should confirm details with their benefits administrator or tax advisor.
- Tampa Bay Concierge Doctor is a concierge medicine practice and does not accept insurance. Our model is not DPC.
Our practice at a glance
Tampa Bay Concierge Doctor delivers membership based healthcare through a concierge model designed for access, thoroughness, and continuity.
Led by: Dr. Khalid Saeed, D.O. Experience: 30+ years in emergency and internal medicine Core strengths: 24/7 direct access, house calls, extended visits, proactive prevention, and physician-led coordination
Services we offer (high-level)
- Concierge Medicine
- Primary Care
- House Calls (home, hotel, or office)
- Urgent Care (non-life-threatening issues such as lacerations, UTIs, flu symptoms, sprains)
- Telehealth (video-based, secure)
- Osteopathic Therapy (hands-on techniques for pain and mobility)
- Men’s Health (prostate health, prevention, sexual health)
- Hormone Replacement (bio-identical therapy)
- Medical Weight Loss (personalized programs)
We emphasize again: membership based healthcare here means concierge medicine not DPC, integrative, or functional medicine.
Membership tiers and pricing (transparent by design)
We operate on a membership basis and do not accept health insurance. Choose the level of access that matches your lifestyle and health goals:
- Luxe Care: $200/month per person
- Premier Care: $400/month per person
- Elite Care: $800/month per person
- Student VIP: $150/month per person
- Business VIP: $150/month per person
- Weight Loss Program: $200/month per person
Call 813-773-6715 to discuss which tier best fits your needs and geography for house calls.
What’s included by tier (overview)
|
Feature / Service |
Luxe Care |
Premier Care |
Elite Care |
Student VIP |
Business VIP |
Weight Loss Program |
|
24/7 direct access |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Priority scheduling |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Extended visits |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
House calls (availability varies by tier & radius) |
|
Select |
Expanded |
|
|
|
|
Annual comprehensive exam & preventive planning |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Urgent care for common non-ER issues |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Telehealth (video, secure) |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Care coordination & referrals |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
✔︎ |
|
|
Osteopathic therapy (as clinically appropriate) |
✔︎ |
✔︎ |
✔︎ |
|
|
|
|
Men’s health programs |
✔︎ |
✔︎ |
✔︎ |
|
|
|
|
Hormone replacement programs |
✔︎ |
✔︎ |
✔︎ |
|
|
|
|
Medical weight loss |
|
|
|
|
|
✔︎ |
Exact inclusions may vary based on your clinical needs and the plan you select. We review details before enrollment to ensure fit.
How membership based healthcare improves day-to-day care
1) Access when it matters. Whether it’s a same-day respiratory infection or a new medication question, you have direct lines to your physician without maze-like gatekeeping. This aligns with the core idea of concierge medicine described in clinical and policy literature: fewer barriers, more continuity.
2) Longer, more thoughtful visits. Extended visits translate to better history-taking, medication reconciliation, and prevention planning an antidote to the time pressure reported throughout traditional primary care.
3) Physician-led navigation. We coordinate referrals, labs, imaging, and follow-up. That “quarterback” approach is integral to membership based healthcare and repeatedly emphasized in discussions of concierge models.
4) House calls (tier-dependent). For select plans and geographies, we bring care to you home, hotel, or office so acute problems don’t become logistical headaches.
5) Preventive care that’s actually followed. It’s easier to keep vaccinations, screenings, and lifestyle plans on track when access and accountability are built into your membership.
Evidence and ethics: what the literature actually says
Because we aim for EEAT (Expertise, Experience, Authoritativeness, Trustworthiness), we anchor claims to reputable sources and avoid hype:
- Professional definitions and differences. The American Academy of Family Physicians (AAFP) outlines DPC and distinguishes it from concierge medicine, including the common “no insurance billing” feature of DPC for covered primary care.
- System pressures driving change. Peer-reviewed perspectives and interviews in The New England Journal of Medicine discuss how concierge models proliferate as traditional primary care strains under time constraints and administrative complexity.
Membership based healthcare vs. DPC (clear, respectful differentiation)
|
Topic |
Concierge medicine (our model) |
DPC |
|
Core identity |
Premium, relationship-centered access and coordination |
Primary care access with simplified payment |
|
Insurance billing |
May vary by practice; we do not accept insurance |
Typically no insurance billing for covered primary care |
|
Typical fees |
Higher membership retainers reflecting extended access and services |
Lower monthly fees in many markets |
|
Policy & HSA (2026) |
HSA expansion does not target concierge |
New law allows HSA use for qualifying DPC; capped monthly amounts and criteria apply |
Bottom line: If you’re seeking premium access, extended time, and physician-led coordination with house call options in Tampa Bay, concierge medicine is the right frame and it’s exactly what we provide.
Patient testimonials (how we handle them)
We never fabricate testimonials. When we publish patient statements, they are real, consented, and reflect patient experiences with membership based healthcare in our practice. For privacy and ethical reasons, we only share testimonials after obtaining explicit permission. If you’re evaluating plans now, our team can provide verified, consented testimonials during your consult.
Note: Academic research on experience and perception (not our practice) has found improvements in patient perceptions under “concierge-based” pathways in specific settings.
Frequently asked questions
Does membership based healthcare replace insurance?No. It enhances access and primary care experience. You should still carry major medical insurance for emergencies, hospitalizations, surgeries, and other services outside your membership.
Is Tampa Bay Concierge Doctor a DPC practice?No. We are a concierge medicine practice and do not accept health insurance. Our scope, identity, and patient experience are not DPC.
Can I use my HSA for a concierge membership?The 2026 expansion is written for qualifying DPC arrangements with defined caps and criteria. It does not generally extend to concierge memberships. Confirm specifics with your benefits administrator or tax advisor.
Do you offer house calls?Yes, for select tiers and within our service radius. We’ll review availability when we match you to a plan.
What makes membership based healthcare safer or more reliable?It’s not a guarantee of outcomes but it is a structure that enables more time, better access, and clearer coordination, which are key building blocks of quality. Scholarship underscores these structural advantages while inviting ongoing research on long-term outcomes.
Who we are (Company bio)
Tampa Bay Concierge Doctor: Exceptional Personalized Healthcare in Tampa Bay**Company Overview**
Tampa Bay Concierge Doctor is a premier medical practice led by Dr. Khalid Saeed, D.O., a highly experienced physician with over 30 years of expertise in emergency and internal medicine. The practice embodies the convenience and thorough care of a traditional family doctor with the modern advantages of a concierge service. Located in the heart of Tampa, Tampa Bay Concierge Doctor delivers tailored healthcare solutions, emphasizing accessibility, personalization, and transparency through a range of specialized services and membership plans.
Our Comprehensive Medical Services
- Concierge Medicine 24/7 direct access to your physician; priority scheduling; comprehensive care; a dedicated physician relationship
- Primary Care Annual exams, EKGs, lab testing, and preventive guidance
- House Calls At-home medical treatment; available for home, hotel, or office visits
- Urgent Care Swift treatment for non-life-threatening conditions such as lacerations, UTIs, flu, and sprains
- Telehealth Secure, convenient video visits
- Osteopathic Therapy Hands-on techniques to relieve pain and improve mobility
- Men’s Health Focused services including prostate health and cardiovascular prevention
- Hormone Replacement Bio-identical therapy to address aging-related symptoms
- Medical Weight Loss Physician-guided, sustainable programs Membership Plans
- Luxe Care: $200/month per person
- Premier Care: $400/month per person
- Elite Care: $800/month per person
- Student VIP: $150/month per person
- Business VIP: $150/month per person
- Weight Loss Program: $200/month per person Note: We operate on a membership basis and do not accept health insurance.
Contact
- Phone: 813-773-6715
- Email: info@tampabayconciergedoctor.com
- Address: 201 E Kennedy Blvd, Suite 415, Tampa, FL 33602
- Enrollment: Sign Up for Membership
Putting membership based healthcare to work for you (what to expect)
- Conversation first. We take a full history, review medications, and establish goals from prevention to performance, travel health, men’s health, osteopathic needs, and more.
- A plan that fits. We align you to the right membership tier and confirm house call availability if relevant.
- Continuity and access. You get direct communication channels with your physician and same/next-day appointment access.
- Care without the chaos. We coordinate labs, imaging, and referrals. We also keep preventive care on schedule because accountability drives outcomes.
- Course-correcting over time. As life changes, we adapt your plan, ensuring your membership based healthcare always reflects your goals.
Comparison chart: How membership based healthcare supports busy professionals
|
Need |
What usually happens |
How concierge membership helps |
|
A sudden illness before a trip |
Urgent care or long wait |
Same/next-day access; telehealth; refills or treatment as appropriate |
|
Fitness or performance goal |
“Ask Dr. Google”; inconsistent follow-up |
Structured plan, labs, and check-ins with your physician |
|
Multi-specialist care |
Confusing referrals and lost threads |
Physician-led coordination and follow-through |
|
Minor procedures/questions |
Delays and fragmented instructions |
Direct messaging, clear costs, rapid in-office care |
Conclusion & CTA
If you’re looking for membership based healthcare that prioritizes time with your physician, rapid access, and physician-led coordination and you want those benefits without the confusion of insurance-driven visits concierge medicine is the right fit. That’s exactly what Tampa Bay Concierge Doctor delivers across the Tampa Bay area, with tiers that match your lifestyle and the option for house calls.
Ready to experience concierge-level, membership based healthcare?**Explore our Membership Plans or call 813-773-6715** to talk through the right fit. (This link opens in the same tab as required.)
Citations
- American Academy of Family Physicians Direct Primary Care overview and distinctions from concierge care – AAFP
- AAFP / FPM “Shouldn’t Every Practice Be a ‘Concierge’ Practice?” (explains differences vs DPC)
- New England Journal of Medicine “The Concierge Cure?” (Oct 22, 2025)
- NEJM Interview with Zirui Song on the rise of concierge and DPC practices (2025)
- Groom Law Group Policy analysis of “One Big Beautiful Bill” and implications for HSAs & DPC (July 22, 2025) – Groom Law Group
- International Foundation of Employee Benefit Plans – HSA compatibility expansion for DPC (Oct 8, 2025) – IFEBP
- Florida Statutes §624.27 – Direct health care agreements do not constitute insurance – Florida Legislature
- JAMA Network Open (PubMed) – Concierge-based transplant evaluation & patient perceptions (Nov 4, 2024)
- University of New Mexico (PDF) – Full text of the JAMA Network Open article – UNM Health Sciences
